Disclaimer & Legal Notices
Public Adjuster Disclosure:
Services are provided by Reinout Olivier Merrett van Dam - Licensed Florida Public Adjuster License #W499524.
A public adjuster is a licensed insurance professional who represents policyholders only in the preparation, presentation, and negotiation of insurance claims. We are not affiliated with any insurance company and do not represent insurers or government agencies.
No Insurance Company or Government Affiliation
We are an independent public adjusting service. We are not employed by, affiliated with, or endorsed by any insurance company, restoration contractor, or government agency. Any references to insurance companies, policies, or claim processes are for general informational purposes only.
Informational Use Only
The information provided on this website is intended for general informational purposes and should not be considered legal advice or a guarantee of claim outcomes. Insurance policies vary, and every claim is unique. Coverage determinations are subject to the terms, conditions, limitations, and exclusions of each individual policy.
No Guarantee of Results
Past results do not guarantee future outcomes. While we advocate diligently on behalf of policyholders, no specific claim result, settlement amount, or timeline can be guaranteed. Outcomes depend on many factors, including policy language, cause of loss, documentation, and insurer response.
No Legal Services Provided
We do not provide legal advice or legal representation. If legal interpretation or litigation becomes necessary, policyholders may need to consult with a licensed attorney. Nothing on this website should be interpreted as a substitute for legal counsel.
Geographic Scope of Services
Public adjusting services are offered in the State of Florida under applicable licensure requirements. If services are requested outside of Florida, availability may be subject to additional licensing or referral to a properly licensed professional.
Third-Party Links
This website may contain links to third-party websites for informational purposes. We do not control, endorse, or assume responsibility for the content, policies, or practices of any third-party sites.
No Client Relationship Until Agreement
Contacting us through this website, submitting a form, or requesting information does not create a public adjuster-client relationship. A formal relationship is established only after a written public adjuster agreement has been reviewed and executed in compliance with Florida law.
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Changes to This Page
This Disclaimer & Legal Notices page may be updated periodically to reflect changes in regulations, licensing requirements, or business practices. Continued use of this website constitutes acceptance of any updates.
Contact Information
If you have questions regarding this disclaimer or our services, please contact us directly through the information provided on this website.